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Kisan credit card yojana 2022:The central government has launched the Kisan credit card scheme to provide short-term loans to the farmers of the state. The scheme will provide convenient access to the farmers for the credit.The main aim of the scheme is to deliver short-term formal credit to the farmers of the state and national bank for agriculture and Rural Development. The central authorities created this scheme for the welfare of the state farmers.The central government introduced this Kisan Credit Card scheme to ensure the credit requirements among the farmers in the agriculture, fisheries, and animal husbandry sector
It was created to avail short term loans and deliver them with the credit limit to buy equipment and their expenses as well.Banks are offering regular loans on higher interest rates. Through this scheme,farmers were released from the high-interest rates of the loans. Banks have kept the interest rate for KCC at 2% and average at 4%.Under the scheme, farmers can pay loans again during the harvesting of their crops.In this piece of writing, we have shared complete information about the Kisan credit card scheme (KCC).